Posted by:
elderolddog
(
)
Date: June 27, 2019 05:23PM
You would make a fine Bodily Injury Telephone Claims Handler, which was my first job in the industry, as an intern during an attempt at grad school. The acronym is BITCH...
Insurance companies hate chiropractic. Especially the "mills".
A chiro mill is probably 180 degrees from what those here who take solace in the chiropractic arts experience when they go see their bone cracker.
At a chiro mill, the most important thing you do there is to sign the daily sheet, and date it. It's too tempting to tell a client to come in once a week, but claim he came in all five days.
After you sign in, you go to one of the therapies, each one billed at $80 to $150:
Hot towels or hot packs (yeah, a minimum wage young lady drapes warmish towels or hot packs on you for 10 to 15 minutes)
Ultra Sound (an ultrasound wand is rubbed over your affected areas for 10 to 15 minutes.)
Massage (yep, the minimum wage young lady rubs you [but not in the way you'd really like] for 10 to 15 minutes.)
TENS - Transcutaneous Electrical Nerve Stimulation (you know those patches they adhere to you for a polygraph or to check on your heart? Like that, only a there are multiple patches and the story goes that they pass a minor electrical pulse between them, to relieve pain. You can pick one up online for under $17. And remember, the mill charges $80 to maybe $125 for 10 to 15 minutes of this.) The $17 unit:
https://www.tenspros.com/tens-3000-analogue-tens-unit-dt3002.html?gclid=CjwKCAjw0tHoBRBhEiwAvP1GFWeITMI4T1PLp7aIyZNXpcR5w6zG53GrRXOYGJV8KF8OUlzhEtnwBxoC8rgQAvD_BwESo the patient is in the mill offices for about an hour, with $300 and more in charges, and never saw the chiropractor. They usually see the chiro every two weeks, for evaluation. And maybe he'll attempt an adjustment, but their hearts are never in it. Because people who are truly injured go to reputable health care providers, not to the mill their TV attorney sends them to.
After about two months of 'treatment', there's a $5,000 med bill, with a report that's a fill-in-the-blanks format right out of Word, always with the same prognosis, "Guarded"... The patient is at risk for life of having the symptoms return.
Do I sound bitter? N'ah, it was all just part of the game.
Here's probably my most amusing story: six people were in a car that was rear-ended and the mill attorney sent them all to a chiropractic mill. There was demonstratable damage to both cars so when the attorney made a demand for $15,000 for each passenger, the carrier, knowing they'd have to pay something, gleefully told that the attorney it was a 15/30 policy, meaning the most the carrier would pay was $30,000, TOTAL.
If the attorney wanted to try the case to get a bigger verdict, all he'd get from the carrier was the $30K. But the chiro's bills were close to $30K all by themselves and the attorney wanted to make some money, so he told his clients, "Hey, come in and endorse the settlement checks that the carrier sent me with both our names on them, so I can cash them and pay the doctor, and cover some of my bills, but unfortunately, there's no money left over for you."
Last I heard, the claimants were still refusing to go to downtown Los Angeles to sign their checks and get nothing out of it. That would only add to the mileage expenses they'd already incurred in going to the chiro mill as often as they did.
Hey, it's funny if you're in or were in the biz...