Posted by:
PtLoma
(
)
Date: December 08, 2010 02:16PM
I am an MD in SoCal. Earlier this year, I was asked to see an RM referred to me by a colleague who is active member of his ward. There are no internists in this or adjacent stakes, so for internal medicine needs, members have to consult gentile physicians. (there are nearby LDS dermatologists, and one pediatrician and one Ob-Gyn---who must have LDS patients from a 30 mile radius!). My colleague works in ER and is often asked for referrals by members. I do take it as a compliment that he sees fit to refer member friends to me. He knows I know a lot about LDS culture, but he attributes that more to my having lived in Utah for one semester in college than to extensive involvement in an ExMo bulletin board!! The feedback he has been given by member friends was positive.
The RM was not feeling well and had been in the Far East. He was only a few days home from mission, so I suspected they wanted a check up before his church health coverage ran out. I suggested some blood tests (chemistry panel, thyroid, blood count) and some stool parasite tests.
He never got the tests done because he received an invite to go snowboarding in Utah. While there, he fell and fractured a vertebra and had to be hospitalized at Univ of Utah Med Center. They brought him home, but he couldn't function because he could not get adequate pain control (every time you brethe, it causes severe pain if you have a fractured vertebra and squished disk; if you use a binder, you can get collapsed lungs, which did happen). I put him in the hospital and ran the tests I'd ordered a few months back but which the patient had not done.
I found him to be severely anemic (blood count 1/3 lower than normal). The doctors in Utah had assumed he'd lost blood due to the accident, which was reasonable to assume in the beginning, but the fact that a healthy 21 year old had not raised his blood count two weeks later cast doubt on that assumption. I probed further and discovered that his folate level was the lowest I'd ever seen in a living patient, and the first time in my career that I discovered folate as the cause of someone's anemia (I always order it, always comes back normal). B12, thyroid were normal. Iron was very, very low too.
We got the pain under control and added folate and iron to his diet. Parasite screen was negative, however, he recalled having taken an antiparasitic drug given to ALL missionaries in the field before they returned home. he did not know the name of the drug, but his parasite tests were negative. This led me to believe that parasites were common enough for the mission's medical director to routinely treat all missionaries before leaving the field. The possibility that he has some parasite that caused iron loss cannot be ruled out. What I can't figure out is why they didn't treat the missionaries on a routine, PERIODIC basis? Why only just before returning home? (Write your own answer here).
Asking more questions, I learned that for two years he lived on mostly potatoes and cabbage!! No meat, no green vegetables, which explains the low folate and iron levels. I explained to the parents that in this young man's case, he probably did NOT have some disease of malabsorbtion, but rather than he was in a state of partial malnutrition/vitamin deficiency. THe mother had tried to send vitamins to him but usually they were confiscated by customs in Asia. I was sort of amazed that TSCC didn't provide some sort of vitamins to prevent this. Anyway, his counts returned to normal after several months of therapy and his color is good and he's gained some weight (6'4" and like 160 in the hospital, now closer to 200).
One other thing we learned about the church health plan, which did cover him several months after return, probably because they WISELY sought care within a few days of return, and then the church was on the hook until the problem was resolved. You send the claims to an address ("Missionary Medical Plan") at the COB, but they are processed by a major PPO administrator, which I believe was First Health or PHCS (Private Health Care Systems). His initial office visit to me was covered with a $20 copay, but hospital charges were subject to a deductible of $1000. Because my office submitted charges to SLC before the hospital or the orthopaedist did, my entire bill (under $1000) was not payable by the insurance and was marked "patient responsibility".
This also means that his stay at Univ of Utah Med Center probably wasn't covered, because he was there for a week and surely his bills would have exceeded $1000 rather quickly; the only other explanation would be if the church plan DID cover the accident but Univ of Utah was a month behind in its claim submissions, which I think would be unlikely. The most likely explanation is that the accident that landed him at Univ of Utah was NOT covered by church insurance because it was a post-mission accident, not related to or caused by the mission. However, my notes each day in the hospital made careful mention of "malnutrition/folate deficiency/iron deficiency", which WAS mission-related. Although the family had to pay my bill due to deductible, the hospital's bill (presumably much larger) would have met the deductible by a large margin and most likely was paid out by TSCC. It appears that TSCC is self-insured (you send the bill to "Missionary Medical Plan" c/o some address in SLC) and that the PPO administers the plan for TSCC (and gets negotiated discounts within its PPO network).
We have treated missionaries in the office from time to time and usually Missionary Medical pays the entire bill. We were amazed that a $1000 deductible existed for hospital stays. OK, this kid's stay was part accident and part mission-caused illness, but what about a recent RM with a serious mission-acquired illness with NO accident, where the family cannot afford a $1000 deductible?