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Posted by: whywait ( )
Date: July 27, 2015 04:56PM

I read on here often that if a Mormon stops tithing, he or she gets a 10 percent raise.

That just doesn't work out with real math.

Let's say Jim makes $100,000 yearly and is a regular full tithe payer. He pays $10,000 in tithing. He retains $90,000.

He stops tithing, getting a $10,000 raise. 10K is 11.1 percent of 90K, not 10 percent.

Of course if Jim is deducting his tithes on his taxes, the raise may be more or less than 11.1 percent, depending on his marginal and overall tax rates.

Point being, that oft-cited 10 percent number will only rarely, if ever, be accurate.

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Posted by: Jonny the Smoke ( )
Date: July 27, 2015 05:11PM

But his salary isn't $90K, so the $10K tithe isn't based on that number, it's based on $100K.

Jim makes $100K a year and gives 10% or $10K away. If he doesn't give it away, he gets the 10% back, hence, the 10% raise. And it isn't a raise in the sense of a traditional raise....Jim's salary didn't grow, he just keeps more of what he had in the first place.

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Posted by: imaworkinonit ( )
Date: July 27, 2015 05:18PM

I think the 10% is a decent estimate, depending on your tax bracket.

And if we wanted to split hairs, maybe you could say that when you stop paying tithing, you don't get a raise at all. You just stop wasting your money. And that's after-tax money. So you get to keep ALL of it. The affect is much better than getting a 10% raise, or even an 11.1% raise.

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Posted by: brothernotofjared ( )
Date: July 27, 2015 05:19PM

However you slice it, it's more money in Jim's pockets and less money going into the coffers of the MORG.

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Posted by: Britboy ( )
Date: July 27, 2015 05:28PM

If you leave you get more than a 10% rise. I paid 10% tithe then about another 10% in budget, building fund, missionary work, fast offerings etc! Then all the money spent on travel to church and meetings, food storage, geneology work etc! Also think of all the extra time you will have! Its win, win win!,

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Posted by: wine country girl ( )
Date: July 27, 2015 05:28PM

$100,000 a year?
Is Jim single?
(batting my eyelashes)

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Posted by: whywait ( )
Date: July 27, 2015 05:53PM

Jim is single only because gay marriage was illegal in his state until a month ago.

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Posted by: wine country girl ( )
Date: July 27, 2015 05:53PM

Then he's perfect!

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Posted by: lurking in ( )
Date: July 27, 2015 05:35PM

Yes, you are correct. In that example, going from $90k pre-tax (after paying tithing) back to $100k pre-tax (since tithing is no longer paid) is an 11.1% "raise."

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Posted by: Lethbridge Reprobate ( )
Date: July 27, 2015 05:43PM

I sucked a math from day 1...& my math skills have not improved since I resigned either! I never had to do the 10% thing 'cause i never game the cult a cent. I never had a year during my farming career where I had an extra 10% to give to anything else but to feed my family and pay my bills.

RB

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Posted by: East Coast Exmo ( )
Date: July 27, 2015 05:58PM

The Exmormon community thanks you for your pedantry.

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Posted by: Richard Foxe ( )
Date: July 27, 2015 06:05PM

Except when they contradict me.

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Posted by: Elder What's-his-face ( )
Date: July 27, 2015 06:12PM

Since I quit giving the cult my money my savings account has expanded impressively. Call it a raise or lousy math, but either way I have a lot more money.

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Posted by: smirkorama ( )
Date: July 27, 2015 06:13PM

making fun of stupid people IS fun, just ask a MORmON !!!

for those that love math, go ahead, calculate how far off Gordon was percentage wise

https://www.youtube.com/watch?v=jiZn_fXBwtg

and Gordon sucked at PR as well as sucking at math,

https://www.youtube.com/watch?v=4YEMX0VooD4

https://www.youtube.com/watch?v=8wALvdgurB4

and MORmONS suck for finding any one like Gordon BS Hinckley to be inspiring and acceptable as a spiritual leader

https://www.youtube.com/watch?v=GuN_ZDJKkPo

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Posted by: smirkorama ( )
Date: July 27, 2015 06:26PM

This is the math that counts

How about this: 10 % of your gross income may be 100 percent or more of your discretionary income, or, Only a MORmON would give LD$ inc anything more than zero.

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Posted by: AmIDarkNow? ( )
Date: July 27, 2015 06:57PM

The more important value is in that 10% in future dollars.

That same money redirected into an investment account will pay back $400K to a million in twenty five to thirty years depending on your income.

That is one helluva raise! Then you really could afford to travel, indulge in that expensive hobby or cover medical bills that otherwise you'd be struggling with.

Or you could pay the Morg and get back "perceived blessings".



Edited 1 time(s). Last edit at 07/27/2015 06:57PM by AmIDarkNow?.

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Posted by: ziller ( )
Date: July 27, 2015 07:06PM

In B4 OP splits the friggin atom

In B4 OP fuks with E=mc square

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Posted by: baura ( )
Date: July 27, 2015 07:46PM

Alfred Tennyson's poem "The Vision of Sin" contains the lines,
"Every moment dies a man, / Every moment one is born."

In response to this, mathematician (and early computer
scientist) Charles Babbage wrote a letter to Tennyson:

Sir:

In your otherwise beautiful poem "The Vision of Sin" there is a
verse which reads – "Every moment dies a man, Every moment one
is born." It must be manifest that if this were true, the
population of the world would be at a standstill. In truth, the
rate of birth is slightly in excess of that of death.

I would suggest that in the next edition of your poem you have
it read – "Every moment dies a man, Every moment 1 1/16 is
born."

The actual figure is so long I cannot get it onto a line, but I
believe the figure 1 1/16 will be sufficiently accurate for
poetry.

I am, Sir, yours, etc.,

Charles Babbage

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Posted by: Alpiner ( )
Date: July 27, 2015 10:34PM

Depends on how you look at it.

If you view the post-tithing money as your net salary, then the removal of tithing is an 11._1 percent increase.

If you view tithing as a budget line-item, then you have lowered your expenses by 10%.

What percentage applies depends on your perspective; whether you view it as an increase in salary or a reduction in outflow.

TL;DR
You increase your pay by 11.1; you reduce your expenses by 10%

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