Posted by:
Dr. No
(
)
Date: February 27, 2021 06:11PM
Dagny wrote:
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I'm leery about insurance companies potentially getting info from ancestry places doing DNA analysis- the kinds that send back reports about your heritage, etc.
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Chopped from discussion, but interesting.
Exposes three concerns related tangentially to OP
1. Profit-motive health care (i.e. middlemen insurance) is unavoidably poor health care, because that health care is secondary to profit. The only reason to be concerned at all, is that some profit-driven entity might use DNA to drive $$$$$ decisions. (By contrast, a clinician would use such data to your advantage.)
2. Would not be concerned about DNA.
It's expensive to sequence DNA and run a risk analysis -- especially under current rules where the insurance company can simply drop you for getting expensive.
3. DNA is only so useful. It's not determinative. The outcome is an interplay between genetic vulnerability and environment.
So for example, genetically identical twins raised apart and one gets schizophrenia, the other identical has only a 50% probability of developing the disorder - even though the DNA is identical. Something else is required to trigger the illness.
So insurance companies are not going to bet the farm on DNA
Of course, just some thoughts -- not being in the profit-driven arm
Twin Studies on p 9
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2826121/#!po=45.1389