Posted by:
Beth
(
)
Date: January 06, 2020 11:20PM
And I'm not one of those to be like, "You can't manage your money so you're a bad person." No. Shit. Happens. To. Everyone.
Warrior, it will be fine, but you will have to get with the right people who will help you for free. They exist.
If you don't have the court paperwork, you can ask whoever holds the debt for a copy of their paperwork from your bills through the judgment. They are required by law to provide these to you if you contest a debt, but I'm not sure if they are required after a judgment. Your medical bills aren't public record, but the case is. You can probably get access and download copies from the internet. BUT that usually costs money.
Please find a debt counselor to walk you through it.
This is a link to federal info about credit counselor
https://www.justice.gov/ust/credit-counseling-debtor-education-informationThe Consumer Financial Protection Bureau has been gutted, but they might be able to help. When I was waiting to see if my mortgage would be underwritten, a mystery debt popped out of the blue. They were jerks on the phone, so I filled out a complaint at the CFPB website, and a week later the mystery debt people disappeared.
https://www.consumerfinance.govEdited 1 time(s). Last edit at 01/06/2020 11:20PM by Beth.