Tithing plays a role in this. Another factor is the social pressure Utah Mormons may feel to create an illusion of wealth. There seems to be a lot of "keeping up with the Joneses (or Smiths)" in Utah. Mormonism is a prosperity gospel. If you're righteous, you'll be blessed. Purchasing a large home, boat, camper and the latest SUV, whether you can afford it or not, creates an illusion of
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